The New India Co-operative Bank scam has left customers in a state of confusion, anxiety, and uncertainty about their hard-earned money. The biggest question on their minds—when will they be able to recover their funds? Do they have any immediate legal remedies in case of a financial crisis? Finance experts Mitil Chokshi and Parsh Chokshi weigh in on how the scam unfolded, whether the RBI could have intervened earlier, and the options available to account holders now to reclaim their money.